MONEY AS YOU GROW

Teaching financial literacy is the beginning of financial responsibility. Finding age appropriate ways to talk about money with our kids is important.  This is a helpful place to begin!








"Families can use Money as You Grow to start a dialogue about money and teach kids important lessons about saving, making choices, and avoiding debt. Put up a Money as You Grow poster on your refrigerator, try the activities in your everyday life, and check to see if your children know the milestones for their age groups."
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A NEW APPROACH TO "GROUNDING"

 Here is a creative new way to approach the challenge of consequences and grounding.  Kids earn back their freedom and social privileges - check out this idea

Whoever came up with the idea that grounding kids meant sending them to their rooms clearly wasn't thinking big. Lynette, a mom whose blog typically chronicles her incredible adventures in cake making, posted a photo of what looks to be a chore chart. But instead of monetary incentives, the kids must earn 500 points to get "ungrounded." Chores such as "load dishwater" and "cook dinner" can earn them anywhere from 10 to 100 points.

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Did You Argue with Your Sister This Morning? There’s a Fee for That

While this might not be everyone's style, it is a great example of making expectations clear, rewarding effort while teaching accountability and self responsibility.

In this family's household, allowance was not only earned, but adjusted according to behavioral faux pas.

A Redditor Stephanie Chappe posted this funny memo her father Richard drew up when she and her sisters were little, which outlined what slip-ups could get their allowances reduced, and conversely, how they could get those dollars back. The contract was signed by both parents and all four sisters.


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